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Legal Notice
Terms and Conditions
of Use
This Website is maintained by The Thaureau Group,
Corp. (referred to as "Thaureau Group ") to provide information
and services to current and potential customers, business partners
and members of the general public.
By using this website, you accept without limitation or qualification
the following terms and conditions of use. Please read these terms
and conditions of use carefully before using this website.
YOUR USE OF THIS WEBSITE SHALL BE YOUR AGREEMENT TO ABIDE BY
EACH OF THE FOLLOWING TERMS. IF YOU DO NOT AGREE TO THESE TERMS,
DO NOT USE THIS WEBSITE.
The terms and conditions of use may be revised at any time by updating
this posting. You are bound by any such revisions and should therefore
periodically visit this page to review the then current terms and
conditions to which you are bound.
Disclaimer
To the fullest extent permissible pursuant to applicable
law, the materials on this website are provided "as is"
and without warranties of any kind either express or implied and
Thaureau Group disclaims all warranties, express or implied, including,
but not limited to, implied warranties of merchantability and fitness
for a particular purpose, or non-infringement of third parties'
rights.
Thaureau Group expressly reserves the right to discontinue,
suspend or terminate the offering of any loan product described
in this website in any jurisdiction, subject to applicable law.
Unless expressly stated to the contrary, nothing contained herein
shall constitute an offer or promise for a loan commitment, interest
rate lock-in agreement or to make a specific loan for any purpose
or on any specific terms. All loan related decisions are made in
the ordinary course of business and any applicable loan offerings
are made to qualified applicants in separate loan documents which
are required by applicable state and federal laws. Loans may only
be made to residents of states where Thaureau Group is licensed
or authorized to make such loans. By operating this website, Thaureau Group is not attempting to originate loans outside its authorized
jurisdictions.
Thaureau Group does not assume any responsibility
or risk for your use of this website. Thaureau Group does not guarantee
or warrant that files available for downloading from the internet
will be free of infection of viruses or worms, Trojan horses or
other code that manifest contaminating or destructive properties.
Thaureau Group also assumes no responsibility, and shall not be
liable for, any damages to, or viruses that may infect, your computer
equipment or other property as a result of your access to, use of,
or browsing in the website or your downloading of any materials,
data, text, images, video, or audio from this website.
This website may be linked to other websites which
are not maintained by Thaureau Group. Thaureau Group is not responsible
for the content of those websites. The inclusion of any link to
such websites does not imply approval of or endorsement by Thaureau Group of the websites or the content thereof and if you access any
of the third party websites linked to this site, you do so entirely
at your own risk.
Limitation of liability
and Release
While Thaureau Group uses reasonable efforts to
include accurate and up-to-date information on this website, errors
or omissions sometimes occur. To the fullest extent permissible
under applicable law, Thaureau Group makes no warranties or representations
as to the accuracy of the content of this website. Under no circumstances
shall Thaureau Group or any party involved in creating, producing,
or delivering the website be liable to you for any direct, incidental,
consequential, indirect, or punitive damages that result from the
use of, or the inability to use, the materials on this website,
even if Thaureau Group or a Thaureau Group authorized representative
has been advised of the possibility of such damages.
You hereby release and forever discharge Thaureau Group and its officers, directors, members, agents, employees, subsidiaries
and affiliates, and their respective successors and assigns, from
and against any and all manner of liability, claims, counterclaims,
demands, setoffs, damages, or causes of action, which you now have
or which may hereafter accrue, whether asserted before or unasserted,
known or unknown, arising our of, or in any way relating to your
use of this website or the information provided herein, specifically
including, but not limited to any claims based in whole or in part
on the negligence of Thaureau Group, in operating this website or
otherwise.
Restrictions on use
of materials
This website is maintained by Thaureau Group. Except
as otherwise expressly permitted by Thaureau Group, no materials
from this website or any website owned, operated, licensed or controlled
by Thaureau Group may be copied, reproduced, republished, uploaded,
posted, transmitted, or distributed in any way. You may download
material displayed on this website for your use only, provided that
you also retain all copyright and other proprietary notices contained
on the materials. You may not distribute, modify, transmit, reuse,
repost, or use the content of this website for public or commercial
purposes, including the text, images, audio, and video without Thaureau Group's written permission.
Ownership of information
Where applicable, Thaureau Group will handle user
information that you submit via this website in accordance with
the Privacy Policy located in this website. Please be advised that
Thaureau Group has taken reasonable and appropriate measures to
insure the protection of your personal information; however, we
cannot guarantee that the personal information you enter and send
to us will not be intercepted by others, decrypted, and/or used
for unauthorized purposes. You agree not to hold Thaureau Group
liable for any loss or damage of any sort incurred as a result of
any such unauthorized use or disclosure.
Trademarks and copyrights
The Thaureau Group logos, products, service marks,
trade names and icons are proprietary to Thaureau Group. Nothing
contained on the website should be construed as granting, by implication,
estoppel, or otherwise, any license or right to use any trademark
displayed on this website without the written permission of Thaureau Group. Your use of the trademarks displayed on this website, or
any other content on this website, except as provided herein, is
strictly prohibited.
Miscellaneous
These terms and conditions of use will be governed by the laws of
the State of New York, without regard to its choice of law provisions.
Any legal action, suit or proceeding in any way arising out of these
terms and conditions of use must be brought solely and exclusively
in the federal or state courts of the State of New York. If any
provision of these terms and conditions of use is held by a court
of competent jurisdiction to be illegal, invalid, or unenforceable,
the remaining provisions shall remain in full force and effect.
The failure of Thaureau Group to exercise or enforce
any right or provision of these terms and conditions of use shall
not constitute a waiver of such right or provision.
LEGAL DISCLOSURES
State Licensing:
Unless otherwise noted, all licenses are in the name of The Thaureau Group, Corp.
General Disclosures:
Equal Housing Opportunity Lender
We conduct business in accordance with the Federal
Fair Housing Law. It is illegal to discriminate against any person
because of race, color, religion, sex, handicap, familial status,
or national origin:
" In the sale or rental of housing
" In advertising the sale or rental of housing
" In the financing of housing
" In the provision of real estate brokerage service
" In the appraisal of housing
" Blockbusting is also illegal
Anyone who feels he or she has been discriminated against may file
a complaint of housing discrimination: 1-800-669-9977 (toll free),
or (1-800-927-9275 (tdd), U.S. Department of Housing and Urban Development
Assistant Secretary for Fair Housing and Equal Opportunity, Washington,
D.C. 20410.
Equal Credit Opportunity Act Fair Lending Notice
The Federal Equal Opportunity Act prohibits creditors from discriminating
against credit applicants on the basis of race, color, religion,
national origin, sex, marital status, age (provided that the applicant
has the capacity to enter into a binding contract); because all
or part of the applicant's income derives from any public assistance
program; or because the applicant has in good faith exercised any
right under the Consumer Credit Protection Act. The federal agency
that administers compliance with this law concerning the creditor
is:
Federal Trade Commission
Equal Credit Opportunity
Room 4037
Washington, D.C. 20580
At Thaureau Group, our home Mortgage Consultants
are trained to listen to your needs and carefully assess your financial
situation to provide the solution that makes sense for you. Ready
to get started? Call 1-800-851-1882 or apply online,
no obligation consultation with one of our Mortgage
Consultants.
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